Luxury homes with 0% financing

Take advantage of interest-free financing for up to 36 months on select listings, as well as 5% on eligible resale homes. Restrictions apply, and terms are subject to change.

Exterior view of Pacaso home in Napa

No interest for three years

Tired of high interest rates putting your dreams on hold? Make your Pacaso a reality today with our 0% financing terms offered on eligible listings. Enjoy a fully furnished, turnkey home with no interest for 36 months (standard rates apply thereafter). Low 5% rates are also available on select resale listings.

Financing is seamlessly integrated into our second home purchase process, making it easy to unlock your dream home today. Explore the listings that qualify for our special financing rates in this curated collection. Use our financing calculator on each listing to calculate your monthly financing.

Note: Interest rates and loan terms are subject to change. Your interest rate is based on your down payment amount and does not include the one percent financing fee needed to finance the purchase of a Pacaso.

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Find your Pacaso

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    Co-ownership made simple

    • heart with keyhole icon

      Buy

      Competitive financing is available for up to 70% of your purchase; homes come professionally designed and fully furnished. We'll walk you through each step of the process and schedule your first stays.

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      Own

      Pacaso is true real estate ownership. From expert interior design to ongoing management, dedicated local support, and equitable, app-based scheduling, we make ownership simple and turnkey.

    • icon relax

      Enjoy

      We take care of furnishings, repairs, utilities and property management – you just show up and relax. Scheduling is easy and equitable with our app and SmartStay™ technology.

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