Co-ownership, simplified
Own the place that brings everyone together. With Pacaso’s co-ownership model, you choose the amount of ownership that works for you (from ⅛ to ½) and leave the rest to us.

The best way to own a luxury second home
Interior design
Our homes are outfitted with premium furnishings, quality essentials and kitchenware, and local artisan designs.
Local support
Every owner is supported by a local Home Manager who provides dedicated service and recommendations — 7 days a week.
Scheduling
Owners stay on average 6-7 times a year in their homes. Stays are equitably booked in the owner app using smart technology.
Resale
Sell on your own timeline, for a price of your choosing. Pacaso shares historically selling for an average 10% gain.
Home management
We fully manage every aspect of the home from cleaning to billing, so it is always ready for owners to enjoy.
Financing
Pacaso offers easy, integrated financing for up to 70% of the home’s purchase price with competitive rates.
LLC co-ownership
How Pacaso works
Pacaso buys spectacular single-family homes in top locations and creates an LLC for each home. You purchase the amount of ownership that meets your needs, starting at 1/8. Each home has a maximum of eight owners, and Pacaso does not retain any ownership once the home has been fully sold. It's real estate ownership, not a timeshare. Watch our video to learn more.
Sit back and let the family come to you
With impeccable amenities and access to endless activities, your Pacaso home will become their go-to destination.
Buyer webinars
Pacaso 101

Have questions about co-ownership? Connect directly with our Crew both live and on demand to learn the basics of the Pacaso model and how ownership can enrich your life.
Get Started
Find your Pacaso
Take the next step in buying a second home. We're excited to help you turn this dream into a reality, and we're here to support you with all the information you need to make it happen.
I give Pacaso permission to contact me & agree to the terms. This site is protected by reCAPTCHA and the Google privacy policy, terms of service and mobile terms.
Behind the scenes
Creating exceptional homes
At Pacaso, we don't just provide you with a second home — we aim to create a delightful living space that’s ready for you to make memories from the moment you arrive. Our design and onboarding team’s dedication to superior design and attention to detail set us apart, making your Pacaso ownership a truly remarkable experience.
Easy, swift scheduling
It’s your home, and you choose when you want to stay. Book stays instantly from two days to two years in advance with SmartStay™, our app-based system that makes scheduling flexible, fair and easy for all owners.
OWNER STORIES
Second homes bring families together
For many families, a second home is a special place to come together and create lasting memories. Hear how Pacaso is enriching the lives of owners.
Frequently asked questions
How does Pacaso co-ownership work?
Pacaso streamlines the process of co-ownership for owners. We do the heavy lifting of bringing together buyers to co-own a home, and we serve as the corporate guarantor of the loan, facilitate scheduling stays and provide ongoing maintenance. As a Pacaso owner, you choose the amount of ownership that works for you and enjoy a luxury property that might be out of reach on your own. Plus, your home comes fully furnished and professionally designed.
Do I really have ownership in the home?
Yes. Owning a Pacaso is true real estate ownership. You purchase a share in a property-specific LLC. The home is fully managed and designed specifically for co-ownership.
How do I schedule time to use the home?
You book time using the Pacaso app, powered by our SmartStay™ scheduling system. It’s easy to use and equitable for owners, based on the number of shares you own. The system supports two types of stays: advance and short-notice. Advance stays are scheduled 8 days to 24 months in advance, and each owner has access to an advance stay that falls on a special date (e.g., federal holidays and popular local events). Short-notice stays are booked 2 to 30 days in advance of arrival. (Note: For homes with unsold shares, the short-notice booking window is 2-7 days in advance of arrival.) See additional scheduling FAQs for more details.
What if I want to sell my ownership in the home?
You can sell at any time* at a price of your choosing. We have an active network of interested buyers, and the home will also be listed on Pacaso and promoted across our marketing channels.
*Applies to homes where all ownership interests have been sold.
What down payment is required to purchase a share of a second home?
Buyers can finance up to 70% of their purchase. A minimum down payment of 30% is required. We offer competitive rates for all financing levels, with preferred rates for buyers paying 30-50% down.
Can I finance my second home purchase?
Yes. We have integrated financing available to offer our buyers. You also are welcome to use other sources of capital such as home equity financing or cash.
How are prospective owners evaluated?
We vet all owners, who agree to a common-sense owner code of conduct. The home will be reserved for the exclusive use of owners and their guests.